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    Hold - Pick Up Card Message

    To help you understand the Hold - Pickup Card message and how to solve for them.


    Table of Contents

    Not comfortable holding the Cardholders Card What do I do if I am not comfortable holding the cardholders card? Comfortable holding the Cardholders Card What do I do if I am comfortable holding the cardholders card?

    This message indicates that the issuing bank is requesting that the card be returned to them and there are 2 ways to resolve for this message.

    • Hold the card
    • Return the card to the cardholder

     

    Not comfortable holding the Cardholders Card

    What do I do if I am not comfortable holding the cardholders card?

    1. Advise the Cardholder that the transaction is declined.
    2. Return the card to the Cardholder.

     

    Comfortable holding the Cardholders Card

    What do I do if I am comfortable holding the cardholders card?

    1. Advise the Cardholder that you will be retaining their card.
    2. Determine the card type
    If the card is: Then you:
    BMO MasterCard or Internationally Issued Visa/MC
    1. Write down the card number and Cardholder name.
    2. Advise the Cardholder that you need to cut their card in half
    3. Put the cut card in a self-addressed/stamped envelope along with the following information:
      • Store Name
      • Store Address
      • Your name
      • Your contact number
    4. Mail to: 
      Moneris
      Attn: MN rewards
      PO BOX 219 Station D
      Toronto, ON
      M6P 3J8
    Domestic RBC Visa
    1. Write down the card number and Cardholder name.
    2. Advise the Cardholder that you need to cut their card in half
    3. Put the cut card in a self-addressed/stamped envelope along with the following information:
      • Store Name
      • Store Address
      • Your name
      • Your contact number
    4. Mail to: 
      Attention: Pick up Cards
      Royal Bank of Canada
      Attn: MN rewards
      PO BOX 4088 Station A
      Toronto, ON
      M5W 1H8
    Non-BMO MasterCard/Non-Domestic RBC Visa
    Advise the Cardholder they must contact their issuing bank

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    Not comfortable holding the Cardholders Card What do I do if I am not comfortable holding the cardholders card? Comfortable holding the Cardholders Card What do I do if I am comfortable holding the cardholders card?

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