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This message indicates that the issuing bank is requesting that the card be returned to them and there are 2 ways to resolve for this message.
- Hold the card
- Return the card to the cardholder
Not comfortable holding the Cardholders Card
What do I do if I am not comfortable holding the cardholders card?
- Advise the Cardholder that the transaction is declined.
- Return the card to the Cardholder.
Comfortable holding the Cardholders Card
What do I do if I am comfortable holding the cardholders card?
- Advise the Cardholder that you will be retaining their card.
- Determine the card type
If the card is: | Then you: |
BMO MasterCard or Internationally Issued Visa/MC |
|
Domestic RBC Visa |
|
Non-BMO MasterCard/Non-Domestic RBC Visa |
Advise the Cardholder they must contact their issuing bank |