Overview

A breakdown to help understand Visa Fees.

Fee Types and Descriptions

What is a Visa Original Credit Transaction Fees Modification- Interchange?

• A Visa Original Credit Transaction Fees Modification- Interchange Fee is a fee that is only charged to 2 Paysafe customers on SIMP Pricing model.

What is a Visa Consumer Credit Fee programs/Tokenized Transactions?

• Is a Canadian Domestic Visa Consumer Credit Fee Program for tokenized transactions.
• Visa will update the fee edit criteria requirements for certain existing Interchange fee programs applicable to tokenized Visa consumer credit transactions in the Canada region.

What is Visa CVV2 Pricing for Acquirers in Canada?

• A Card Verification Value acquirer fee is a fee that will be assessed by acquirers on a per-transaction basis when the CVV2 yields a match or no match result (CVV2 results code in Field 44.10 = M or N). Go to the PCNO website for further information.
• The fee will not be assessed when the CVV2 is not verified, or an error condition prevents the result from being returned to the acquirer. The Card Verification Value acquirer fee will also not be charged when 3-D Secure verification is successful or when the transaction is a zero-amount account verification message.

What is Visa System Integrity Fee and Category 1 Decline Fee?

• Visa System Integrity Fee and Category 1 Decline Fee is a non-compliance assessment fee for attempts to authorize a transaction that has previously received a Category 1 decline message for Cross-border transactions after receiving decline response code 421 (Card Declined Do Not Retry). 

What is Visa Excess Reattempted Transactions fee?

• A Excess Reattempted Transaction Fee is a fee charged by Visa for Customers who process foreign and domestic Visa transactions after the 16th transaction and each subsequent authorization reattempt following a declined transaction within a 30-day period.
• The fee will continue to apply until an approved transaction is processed, at which point the fee will reset.